IT'S TIME YOU DISCOVER THE BIGGEST MISTAKE

Articles in print or online publications such as the Wall Street Journal, Fox Business News, Bankrate.com etc. prove FSI and President Michael Anderson has advanced knowledge regarding financial matters that so many advisors lack.

M.D. Anderson is nationally known and published for his advanced tax, estate, retirement and investment knowledge.

Unless you have all your money in a bank CD paying 2-3%, you probably have much of your retirement funds at risk yet. All because you were lucky the last 24 years that a major stock market crash didn't occur.

Yet a thief you may not see coming can grab a big portion of your money anytime they want. If you lose 25% of capital you will most likely lose 25% in your retirement paycheck. Living mostly on Social Security benefits (or other guaranteed pension benefits) without additional investment income would be challenging. There's a better way to stop the thief (shock loss, inflation, taxes, bad judgment mistakes you or your advisor make, etc.)

The only safe home for your retirement money that pays a respectable rate of return is with high rated, well known insurance carriers. It is time you investigate further how to obtain "Living Death" insurance to protect your hard earned retirement money and the income it produces.

Yes, a proper portfolio should be diversified. But at retirement, that diversification should be as simple as how much of your retirement nest egg do you want insured against capital loss? And how much do you still want at risk? Many have discovered it is hard to top the 5-7% guaranteed lifetime income a well rated insurance carrier is willing to pay you.

There is a no obligation way to find out more. We will tell you a little bit later how to insure your funds against capital losses.

Never say never. In MD Anderson's long career in financial services, including being a licensed and insured Insurance agent (brokering between the highest rated carriers in the World), he has observed two clients in particular that should have done well investing their own money. Both were retired college professors. One traded away his own money and all of his sizable inheritance money in the stock market. And lost it all! The other, a Professor of Finance, also traded down until nothing was left, financed his paid off home, and at age 70, had to go find a new job just to pay the bills!

So don't claim any great fame of being an expert securities picker. It is just lovely until the day it smacks you hard across the face and puts you into deep depression for not understanding how hard it will hit you when the markets turn deadly down on you in a sell off.

The stock market has been very kind to Americans overall. But it is clearly overpriced in values of companies and full of fraud. Few remember the death and destruction that came from the great crash of 1929. Few feel that could ever happen again. For most, the markets themselves gave you excellent returns and gains the last 24 years, not your investment advisor or your own stock picks.

Willfull ingnorance and Self-Deception are the norm. Today, younger citizens trade in automobiles underwater by thousands and roll the debt forward. Many people owe more on credit cards than ever before with rates of interest sometimes exceeding 30% on abusive company credit cards.

They say that ingorance means lack of knowledge. And stupid means lacking in brainpower. If you want to protect you and your loved ones from a Living Death sentence; sitting around on tiny pensions or SS with no extra income because you lost it in the stock market. Or from trusting someone who cheated you and took it away from you.

NOW IS THE TIME TO GET LIVING DEATH INSURANCE so you never have to live the end of your life/lives depressed and resentful you didn't understand what it is and how to obtain it.